CAR CALCULATOR
Keep or Replace My Car Calculator
Compare the estimated cost of keeping your current vehicle with replacing it over the same period.
Your estimate
Planning estimate based on the values entered. Actual costs, finance offers, vehicle values, and market conditions vary; this is not financial or lending advice.
How to use this calculator
Compare the estimated depreciation, fuel, maintenance, repairs, and financing cost of keeping or replacing a vehicle.
- Choose your regional units and currency.
- Enter realistic current- and replacement-vehicle figures.
- Compare both options over the same period.
How the calculation works
Each option combines value lost, operating costs, and applicable financing over the comparison period.
Understanding the result
The lower estimate is the cheaper option under the values entered, not a guarantee of future costs.
Frequently asked questions
Does this include every ownership cost?
No. Add only the listed costs; insurance, tax, registration, and unexpected costs may differ.
Is the cheaper option guaranteed?
No. Vehicle condition, resale values, repairs, rates, and actual efficiency can change the result.