CAR CALCULATOR
Lease vs Buy Calculator
Compare user-entered lease costs with the estimated net cost of buying a vehicle.
Your estimate
Estimated cost of buying—
Estimated cost of leasing—
Difference—
Estimated cheaper option—
Planning estimate based on the values entered. Actual costs, finance offers, vehicle values, and market conditions vary; this is not financial or lending advice.
How to use this calculator
Compare user-entered lease payments with purchase payments and estimated resale value.
- Choose your currency.
- Enter a proposed purchase scenario and your actual lease figures.
- Use the same comparison period for a fair comparison.
How the calculation works
Buy cost combines deposit and loan payments less resale value. Lease cost combines initial, monthly, and other entered lease costs.
Understanding the result
Lease structures vary by market, so this calculator makes no country-specific lease or tax assumptions.
Frequently asked questions
Are mileage charges included?
Only when you include them in other lease costs.
Does this use US lease rules?
No. All lease figures are user-entered so the tool can be used across supported regions.